Great quotes encapsulate big ideas in few words. They inspire, motivate, and encourage in a memorable way. On this blog I like to cover all aspects of building wealth, including interviewing authors, investors, and business owners who have achieved great success. In that spirit, I’ve assembled the top 100 quotes about money.
Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like. –Will Rogers
A wise person should have money in their head, but not in their heart. –Jonathan Swift
Wealth consists not in having great possessions, but in having few wants. –Epictetus
Money often costs too much. –Ralph Waldo Emerson
Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each. –Christopher Rice
It’s how you deal with failure that determines how you achieve success. –David Feherty
Frugality includes all the other virtues. –Cicero
I love money. I love everything about it. I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff, too. –Steve Martin
An investment in knowledge pays the best interest. –Benjamin Franklin
I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy. –Warren Buffett
Recommended by Forbes
· Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery. –Charles Dickens
· Opportunity is missed by most people because it is dressed in overalls and looks like work. –Thomas Edison
· What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us. –Julia Cameron
· I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years. –Warren Buffett
· A nickel ain’t worth a dime anymore. –Yogi Berra
· Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one. –Benjamin Franklin
· Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. –Johann Wolfgang von Goethe
· Formal education will make you a living; self-education will make you a fortune. –Jim Rohn
· Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. –Ayn Rand
· Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this. –Dave Ramsey
· It is not the man who has too little, but the man who craves more, that is poor. –Seneca
· It’s not the employer who pays the wages. Employers only handle the money. It’s the customer who pays the wages. –Henry Ford
· He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all. –Eleanor Roosevelt
· Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort. –Franklin D. Roosevelt
· Empty pockets never held anyone back. Only empty heads and empty hearts can do that. –Norman Vincent Peale
· It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy. –George Lorimer
· You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you. –Maya Angelou
· Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing. –J. Paul Getty
· If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability. –Henry Ford
· If all the economists were laid end to end, they’d never reach a conclusion. –George Bernard Shaw
· How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case. –Robert G. Allen
· I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died. –Malcolm Forbes
· Innovation distinguishes between a leader and a follower. –Steve Jobs
· The real measure of your wealth is how much you’d be worth if you lost all your money. –Anonymous
· Money is a terrible master but an excellent servant. –P.T. Barnum
· Try to save something while your salary is small; it’s impossible to save after you begin to earn more. –Jack Benny
· Wealth is the ability to fully experience life. –Henry David Thoreau
· The individual investor should act consistently as an investor and not as a speculator. –Ben Graham
· I’m a great believer in luck, and I find the harder I work the more I have of it. –Thomas Jefferson
· You must gain control over your money or the lack of it will forever control you. –Dave Ramsey
· Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas. –Paul Samuelson
· Every time you borrow money, you’re robbing your future self. –Nathan W. Morris
· Rich people have small TVs and big libraries, and poor people have small libraries and big TVs. –Zig Ziglar
· Never spend your money before you have it. –Thomas Jefferson
· The stock market is filled with individuals who know the price of everything, but the value of nothing. –Phillip Fisher
· Wealth is not his that has it, but his that enjoys it. –Benjamin Franklin
· It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. –Robert Kiyosaki
· I have not failed. I’ve just found 10,000 ways that won’t work. –Thomas A. Edison
· If you don’t value your time, neither will others. Stop giving away your time and talents. Value what you know & start charging for it. –Kim Garst
· Here’s to the crazy ones. The misfits. The rebels. The troublemakers. The round pegs in the square holes. The ones who see things differently. They’re not fond of rules. And they have no respect for the status quo. You can quote them, disagree with them, glorify or vilify them. About the only thing you can’t do is ignore them. Because they change things. They push the human race forward. And while some may see them as the crazy ones, we see genius. Because the people who are crazy enough to think they can change the world, are the ones who do. –Steve Jobs
· The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. –T.T. Munger
· Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” –Joe Biden
· If you live for having it all, what you have is never enough. –Vicki Robin
· Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give. –William A. Ward
· We make a living by what we get, but we make a life by what we give. –Winston Churchill
· Wealth after all is a relative thing since he that has little and wants less is richer than he that has much and wants more. –Charles Caleb Colton
· Not everything that can be counted counts, and not everything that counts can be counted. –Albert Einstein
· It is time for us to stand and cheer for the doer, the achiever, the one who recognizes the challenge and does something about it. –Vince Lombardi
· It’s not the situation, but whether we react (negative) or respond (positive) to the situation that’s important. –Zig Ziglar
· A successful man is one who can lay a firm foundation with the bricks others have thrown at him. –David Brinkley
· Let him who would enjoy a good future waste none of his present. –Roger Babson
· Courage is being scared to death, but saddling up anyway. –John Wayne
· Live as if you were to die tomorrow. Learn as if you were to live forever. –Mahatma Gandhi
· Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do. –Mark Twain
· It is our choices, that show what we truly are, far more than our abilities. –J. K Rowling
· The successful warrior is the average man, with laser-like focus. –Bruce Lee
· Develop success from failures. Discouragement and failure are two of the surest stepping stones to success. –Dale Carnegie
· The question isn’t who is going to let me; it’s who is going to stop me. –Ayn Rand
· Don’t let the fear of losing be greater than the excitement of winning. –Robert Kiyosaki
· You can’t connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something – your gut, destiny, life, karma, whatever. This approach has never let me down, and it has made all the difference in my life. –Steve Jobs
· Let no feeling of discouragement prey upon you, and in the end you are sure to succeed. –Abraham Lincoln
· Screw it, Let’s do it! –Richard Branson
· If your ship doesn’t come in, swim out to meet it! –Jonathan Winters
· People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily. –Zig Ziglar
· A real entrepreneur is somebody who has no safety net underneath them. –Henry Kravis
· As long as you’re going to be thinking anyway, think big. –Donald Trump
· The only place where success comes before work is in the dictionary. –Vidal Sassoon
· Success is walking from failure to failure with no loss of enthusiasm. –Winston Churchill
· Without continual growth and progress, such words as improvement, achievement, and success have no meaning. –Benjamin Franklin
· If plan A fails, remember there are 25 more letters. –Chris Guillebeau
· Do not go where the path may lead, go instead where there is no path and leave a trail. –Ralph Waldo Emerson
· A journey of a thousand miles must begin with a single step. –Lao Tzu
· Do the one thing you think you cannot do. Fail at it. Try again. Do better the second time. The only people who never tumble are those who never mount the high wire. This is your moment. Own it. –Oprah Winfrey
· Believe you can and you’re halfway there. –Theodore Roosevelt
· The Stock Market is designed to transfer money from the Active to the Patient. –Warren Buffett
· I’m only rich because I know when I’m wrong…I basically have survived by recognizing my mistakes. –George Soros
· Persist – don’t take no for an answer. If you’re happy to sit at your desk and not take any risk, you’ll be sitting at your desk for the next 20 years. –David Rubenstein
· If you took our top fifteen decisions out, we’d have a pretty average record. It wasn’t hyperactivity, but a hell of a lot of patience. You stuck to your principles and when opportunities came along, you pounced on them with vigor. –Charlie Munger
· When buying shares, ask yourself, would you buy the whole company? –Rene Rivkin
· If you have trouble imagining a 20% loss in the stock market, you shouldn’t be in stocks. –John Bogle
· My old father used to have a saying: If you make a bad bargain, hug it all the tighter. –Abraham Lincoln
· It takes as much energy to wish as it does to plan. –Eleanor Roosevelt
· The four most expensive words in the English language are, ‘This time it’s different.’ –Sir John Templeton
· I’d like to live as a poor man with lots of money. –Pablo Picasso
· Fortune sides with him who dares. –Virgil
· Wealth is like sea-water; the more we drink, the thirstier we become; and the same is true of fame. –Arthur Schopenhauer
· If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed. –Edmund Burke
· No wealth can ever make a bad man at peace with himself. –Plato
· My formula for success is rise early, work late and strike oil. –JP Getty
Distractions like social media, texting or even just the notification sound are proven to be the number 1 cause for low productivity at work.
Decide on a specific period of time you’re going to work to and turn off your phone, or turn on the airplane mode so you don’t have any distractions while working.
Only practising this daily takes your focus and productivity to a new level.
2. Use Pomodoro Technique
The Pomodoro Technique is a time management system that encourages people to work with the time they have—rather than against it. Using this method, you break your workday into 25-minute chunks separated by five-minute breaks. These intervals are referred to as pomodoros.
Step 1: Pick a task
Step 2: Set a 25 – minute timer
Step 3: Work on your task until the time is up
Step 4: Take a 5 – minute break
Step 5: Every 4 Pomodoros, take a longer 15-30 minutes break
Find your strengths and focus on them.
Find your weak areas, and find the right person whose strength is your weakness.
For example, if you’re really good at copy writing for your business, but design is your weakness. Focus your time writing more copy and find the right person to take that copy and make designs out of it.
This will help you achieve more in less time, and maintain the highest quality.
4. The 6 Goals Rule
Aiming to finish 20 tasks in one day will probably get you to procrastinate most of your work without focusing on quality. Every single day, aim to finish no more than 6 things.
Work until finishing these for the day. Tasks that you didn’t finish will always move to the next day. So, if you finished 4 tasks, you can only add 2 for that day, keeping you list clean with 6 tasks at a time.
In the market you find a poor woman with a baby at her back,you lower your car window and with a military rough command voice you asked her:
“How much are you selling those onions and bananas?”
The poor seller politely replies, “$3 for a bunch of bananas and $2,50 for a pack of onions.”
With pride you demand the bunch of bananas at $2 and the the pack of onions at $1,50 or else you will leave.
The poor seller resigns to fate and replies, “take them at the price you want.I have not made any sale today, at least I have something for supper now.”
She has made a loss but she goes further to buy a plastic bag for you to pack the two items you have just bought.
You order her to hurry up otherwise you may change your mind.She apologises and with a smile, she gives you the items and she blesses you for patronizing her.
You literally throw the money at her and you sped away leaving behind a cloud of smoke and dust which causes a bit of discomfort to her and the baby.She is coughing while securing her little money.Her poverty has left her with no choice.
You have now arrived at the 5-star restaurant where you are to meet friends and you ask them to order food and drinks of their choice.
They order expensive food and the leftovers are more than the food they have eaten.
The total bill is $400 and you pay without bargaining, you gave a tip of $50 appreciating the waiter for a delicious meal….which you didn’t eat even half of.
This incident might seem quite normal to you but it’s inhumane…
THE POINT IS:-👇
Why do we always show that we have the bargaining power when we buy from the poor?
Why do we become arrogant when buying from the poor?
Why do we become stingy when buying from the vulnerable?
Why do we show generosity to those who do not even need our generosity?
Why do we become polite when buying from the rich who view our money as mere change?
Why do we channel money to a sea of money?
Please buy simple goods from the poor people at high prices….do it deliberately.
Sometimes, pay extra for the items you buy from poor women…you are only blessing them in your little way
Please where possible buy items from local markets.
To everyone reading this, please, everytime you see them in traffic, taxi parks, bus stops, on the streets….just buy!
Don’t bargain.They are not looking for money to buy expensive clothes or mansions or cars, but to feed their children back home and pay school fees.
I hope you find the courage to change your life. In the small ways, in the big ways, in every way that matters. I hope you do not end this story with a heart fully of regrets. I hope you do not spend your years just waiting for your life to begin. I hope you realize that this is not the practice run, this is not the preview. This is it. There is nothing to do but leap. There is nothing to do but allow yourself to exist as boldly and honestly as you can. You will think you have forever, but you do not. It all happens, and it happens quickly. You are not waiting on another person, or the right timing, or for everything to fall in place. You are waiting to feel ready enough to exist within the questions, to not need every answer, and to know that this life does not come to us to be perfectly understood, but to be fully experienced, in every direction we can possibly reach.
Ants teach you that no matter how terrifying things may look up ahead, you should never chicken out. They are a lot braver than your action movie heroes
Ants are constantly preparing for the season which is yet to come. It has a start contrast to human behaviour. Your priorities can sometimes be driven by what you feel like doing.
Mind Your Own Business
We often like to talk about others, our friends, society and how bad the world is. We have lot of time to talk about others and poke into others business. Ants on the other hand mind their business.
Everything an ant does is for the benefit of the colony and they will work until they are done. Almost on autopilot, each ant knows their duties and they do everything they can do to get their duties completed.
Adapt To Surroundings
You can find ants just about everywhere. Ants know where to find resources and you should do the same. Be quick to adapt to your surrounding and don’t wait for a wake-up call.
Hard Work Matters
Ants are noted for carrying objects that are bigger than them. This is only make possible through sheer hard work and determination. They are not scared of heavy tasks.
Sense Of Discipline
Without a mistake they march after one another in a line. Without dispute or accident, they move about in order. But everywhere in life man finds loopholes to divide.
Spirit Of Sharing
The ants share everything they get. They never eat anything alone. But what do we humans do? If we find something immediately, we try our best to hoard it in a secret place.
If you put your finger in an ants path, it just walks around it and soldiers on. It won’t let your fingers hinder it’s work. You should do the same and not let silly problems get in your way.
There is something in life called “Social Capital”. The people you know; the people who know you and how they know you. What’s social capital? Listen to this,
Quite unfortunately, people think or behave like social capital is only needed on weddings and burials. That is why you see someone will not have contacted you in ten years but out of the blue they are sending you a message, “Hello so and so, long time, next Sunday is my pre-wedding. Or my uncle is dead please I need your support!”
Social capital is not built overnight; it is reciprocal and does not need money (especially in this virtually connected world) to build. It just needs being sensitive that people have emotions and that you can’t sneak into their lives only when you need help.
Social capital is massively important and when built and used correctly, it can make a very big difference to one’s quality of life. It can save you money, make you money, get you a better job, make things easier and safer, it can save you from prison, or save your life: it can save your time and effort, and make life more enjoyable and productive.
As we progress through the year, please learn to connect with people in your circles and not only Christ. Check on people, send someone a birthday message, check their timelines and comment something positive and inspirational. Pick your phone and call someone, or text them. It could be your relative, your colleague, your former schoolmate, a former or current boss, your CEO, your parents etc.
Creating a connection with people is important for building your social capital. And even if they don’t respond, at least keep in touch and don’t just reach out when you are in need. Even some on whatsapp don’t comment on any issue you put across they just read and keep quiet but that should not deter you. Continue communicating.
Most importantly, respect everyone no matter their status in life and be there when others need you. Be a solution, an encouragement and inspiration. Avoid being a leech, a user or nagger. Just be a nice person who in a calculated way stays in touch with people and brings joy, encouragement and hope.
The most important asset you have in life is not your job, money or title; its people. Your network is your net worth”
The only thing that’s keeping some people from a new level of their destiny is wrong friendships.
You may have to prune off some relationships that are not adding value to your life.
Don’t hang around people who are not going anywhere, who have no goals or dreams, who comprise and take the easy way out.
If you tolerate mediocrity, it will rub off on you.
If you hand out with jealous, critical, unhappy people, you will end up jealous, critical and unhappy.
You cannot become who God created you to be hanging out with them.
Take a look at your friends. If your friends are winners, leaders, givers and successful, if they have integrity and a spirit of excellence and are positive and motivated, those good qualities are going to rub off on you. Invest your time with them. They’re making you better.
A young teacher was teaching arithmetic to students in kindergarten. She was to teach them additions on a particular day. She wanted to make it a bit more interesting to the class of five-year-old students. So, she pulled out three apples from her bag. She called Mark from the last row and started telling him, “Mark, If I give you one apple and one apple and one apple, how many apples will you have?”
Mark looked serious, counted on his fingers and responded confidently, “Four!”
The teacher was disappointed, and it was evident on her face because she thought she would get an effortless correct answer, which is three obviously. But not wanting to show her disappointment, she wanted to try asking the same question again. In her mind, she thought maybe Mark did not hear the question properly or was confused. So, she went on again, “Mark, listen to me very carefully, make no mistake.” Now this time she paced the question slowly so that Mark could get it right, “If I give you one apple and then one apple and then one more apple, how many apples will you have?” She went so slow, that she had no hesitation that she would get the right answer this time.
Mark very confidently responded, “Four!”
The teacher felt very let down. Now the class was giggling looking at the teacher’s reaction. This angered her but she was determined to get it right. So, she thought to herself, may be Mark does not like apples, let me try oranges. So, without losing her patience, she cajoled Mark and said, “Mark, let’s do it one last time. I suppose you like oranges, more right? So, If I give you one orange and then one orange and then one more orange, how many oranges will you have?”
Mark was not too sure why the teacher was making him do this again, but he saw the disappointment on her face, so he counted again on his fingers with a little lesser confidence responded, “Three!”
The teacher thumped the desk almost celebrating the answer. She was sure that Mark now got the logic right. She still wanted to prove the point so she knelt down to reach Mark and went ahead asking him “Very good Mark, now if I give you one apple and one apple and one more apple how many will you have?”
Mark saw the glow on her face and so with full confidence answered, “Four!”
The teacher was aghast. “How Mark, how?” She asked Mark in a very irritated tone
Mark by now was trembling but replied, “Because I already have one apple in my bag.”
Judge others when you are perfect: Very often we judge people for the choices they make or for the decisions they make. Very rarely, do we try and understand the options they had to pick from.
You don’t know what you don’t know until you know it: The foolish and the arrogant ones think they know it all, the smart and the bold ones, pretend they know it all. The experienced and the wise ones accept that they don’t know it all
There are always two sides to every story: When you have to take sides, remember every story has two sides. One side suits one party better and the other side, the other party. Choose the path of the truth before you decide, which side to take.
“I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.”
“Being brave isn’t the absence of fear. Being brave is having that fear but finding a way through it.”
“I have learned over the years that when one’s mind is made up, this diminishes fear; knowing what must be done does away with fear.”
Ralph Waldo Emerson:
“Do the thing we fear, and death of fear is certain.”
“When a resolute young fellow steps up to the great bully, the world, and takes him boldly by the beard, he is often surprised to find it comes off in his hand, and that it was only tied on to scare away the timid adventurers.”
“Do the thing you fear to do and keep on doing it… that is the quickest and surest way ever yet discovered to conquer fear.”
“Fear comes from uncertainty. When we are absolutely certain, whether of our worth or worthlessness, we are almost impervious to fear.”
“Avoiding danger is no safer in the long run than outright exposure. The fearful are caught as often as the bold.”
Babe Ruth: “Never let the fear of striking out get in your way.”
“One of the greatest discoveries a man makes, one of his great surprises, is to find he can do what he was afraid he couldn’t do.”
“Living with fear stops us taking risks, and if you don’t go out on the branch, you’re never going to get the best fruit.”